Zeynep KOSE KAUNAS
Banking
Camden wyoming,Delaware
Summary
8 Years of work experience as a specialist in one of the Turkish Government Bank.
#Portfolio manager for commercial banking
#Portfolio manager for personal banking.
#Operations coordinator
ACAMS (Certified Anti-Money Laundering Specialists) certificate in 2020
Fluent in English, both speaking and writing
Native speaker in Turkish
Overview
10
10
years of professional experience
3
3
Certifications
Work History
Risk Manager
PayCo Electronic Money And Payment Services
Ankara
12.2020 - 07.2022
- I was one of a founders of the Risk Management system for the company
- To establish Anti Money Laundering (AML) system and Anti Bribery&Corruption (ABC) system
- To establish Know Your Customer (KYC) system
- To prepare AML and ABC (Anti Bribery&Corruption) procedures
- Responsible from MASAK
- To follow local and international regulations for AML/CFT
- Management of Due Diligence (CDD)
- Reporting directly to Board Members
- To establish internal control systems and procedures
- To establish all compliance system
- (Anti Money Laundering&Anti Bribery systems)
- Conducting research to detect acts of money laundering
- To ensure that the necessary measures are taken after a detection of suspicious activities (STR )such as money laundering acts
- Examine manually generated alerts as unusual transactions through Branches other than alerts generated through the bank system
- The correspondent examines and concludes warnings about banking.
Operation Coordinator
Vakifbank T.A.O Yildiz Branch
Ankara
06.2017 - 06.2020
- Managing all payments and daily cash flows
- Directly responsible for monitoring and facilitating all monetary transactions in accordance with bank policy. • Tracking of collection and receivable aging reports • Responsible of the bank's real estates sales and leasing process
- May assist senior lenders as back-up officer or in analyzing credits.
- Detect non-performing loan and debt restructuring ' Responsible of the branch customer's execution for dept
- Coordinate the full operational process between the branch and the operations department.
- Communicate and implement branch policies and procedures.
- Conduct daily and weekly operations, sales and service meetings and de-briefing sessions in accordance with Bank operations, sales and service standards.
- Responsible of the branch's ATMs
Retail Banking Portfolio Manager
Vakifbank T.A.O MEB Branch
Ankara
07.2015 - 06.2017
- Analyzing the clients' financial profiles and selling individually designed credit/loans products
- Sales certain insurance instruments
- Pricing daily deposit accounts
- Developing and maintaining quality customer relationships including personal loans and deposits, also calls to existing customer relationships
- Making a variety of individual loans and lines of credit, both secured and unsecured
- Providing guidance and direction to junior staff members and resolves customer problems
- Under general direction, under rating credit requests and preparing credit rite-ups for approval
- Monitoring and keeping informed on status of loans in assigned portfolio
- Responsible for assigned customer credit quality, net yield on loans and origination/funding of loans consistent with the Bank's credit policies.
Commercial Banking Portfolio Manager
Vakifbank T.A.O Kurtulus Branch
Istanbul
06.2012 - 03.2014
- Managing the commercial portfolios in the Kurtulus, Istanbul office
- Responsible for, small book of business
- Facilitate loan funding and loan bookings
- Performing basic pre-qualification assessment and analysis of financial condition and risk of financing requests within frame work of Bank credit culture and current economic and industry trends
- Gathering all information necessary to present a financing request to senior management or Loan Committee for approval
- Meeting with new/potential customers visiting sites of loans negotiating loan terms and conditions referring and recommending acceptance to the Chief
- Credit Officer or Loan Committee
Education
MBA - Business Administrative
Bahcesehir University,
Ankara, Turkey 01.2017 - 2018.08
Bachelor - Economics
Anadolu University
Eskisehir, Turkey 09.2005 - 2009.05
Skills
Reading
Certification
Lean Six Sigma Black Belt, BKO Accredited
Timeline
Lean Six Sigma Black Belt, BKO Accredited
10-2021
Lean Six Sigma Green Belt, BKO Accredited
10-2021
Risk Manager
PayCo Electronic Money And Payment Services
12.2020 - 07.2022
CAMS ( Certified Anti Money Laundering Specialist )
08-2020
Operation Coordinator
Vakifbank T.A.O Yildiz Branch
06.2017 - 06.2020
MBA - Business Administrative
Bahcesehir University,
01.2017 - 2018.08
Retail Banking Portfolio Manager
Vakifbank T.A.O MEB Branch
07.2015 - 06.2017
Commercial Banking Portfolio Manager
Vakifbank T.A.O Kurtulus Branch
06.2012 - 03.2014
Bachelor - Economics
Anadolu University
09.2005 - 2009.05
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