International Relations, Politics, History, Psychology, Sociology


Prudent risk analyze, successfully implements framework by identifying, assessing and managing credit and investment transactions to safeguard assets and minimize potential losses.
Judicious with solid understanding of credit and risk management and quantitative analysis. Familiarity with credit risk monitoring mechanisms, risk mitigation and credit and investment exposures.
Knowledgeable in conducting background checks and developing methodologies to predict future risk behaviors. Looking to bring further success to a company through excellent attention to detail and a keen understanding of regulatory procedures.
Forward-thinking with customer relations and credit analysis expertise. Offering more resolving credit disputes and making recommendations on bad debt accounts.
Multi-talented track record of SME, Micro-SME and Agriculture banking success. Leverages persuasive communication skills to obtain payments on past due accounts.
Highly-qualified adept at helping customers develop effective payment plans using persuasive communication skills and knowledge of financial options.
Quantitative Analysis
Collateral Valuation
Credit policy development
Borrower Evaluation
Delinquency monitoring
Loan recommendations
Effective team management, analytical perspective, versatile and detailed thinking, result-oriented action, decision-making by taking initiative, sales in different customer segments for many years (as portfolio&branch manager) and perfect results in bad loan receivable management for the last 8 years, with the team of 18 staff. Results that make a difference in the sector with the mentality of "Reducing the Possible Loss Amount" of the bank's problematic loan portfolio.
International Relations, Politics, History, Psychology, Sociology