Özgür Cinoğlu
Insurer
Istanbul
Summary
Skilled Marine Underwriter specializing in underwriting, offering more than 12 years of experience to growing organizations. Highly adept in underwriting moderate to complex policies. Meticulous Marine Underwriter eager to bring 12-years background in underwriting. Successful in revamping policies and procedures to resolve discrepancies and prevent future recurrence. Team-oriented and adept in developing high-performing teams. Seasoned marine underwriter offering 12 years of marine insurance expertise. Well-versed in insurance laws with success in mitigating risk and controlling loss through comprehensive analysis, policy negotiation and service delivery. Analytical Marine Underwriter with expertise in underwriting. Gifted in evaluating risk and loss potential and developing information for new and renewal policies. Team-oriented with success in building relationships with brokers and sales agents to achieve business goals.
Overview
12
12
years of professional experience
9
9
years of post-secondary education
Work History
Marine Underwriter
Hdi Sigorta A.Ş.
Istanbul
09.2021 - Current
- Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
- Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
- Coordinated with internal stakeholders to initiate marketing strategies and meet market penetration and business growth objectives.
- Monitored underwriting teams performance and provided mentoring to achieve personal and department production goals.
- Met with customers, agents and brokers to negotiate coverage, price and service delivery.
- Monitored underwriting teams' performance and provided mentoring to achieve personal and department production goals.
- Calculated group and individual renewal rates based on customers background, industry and demographic information.
- Calculated group and individual renewal rates based on customers' background, industry and demographic information.
- Controlled loss by assessing risk, conducting system analysis and recommending policy solutions.
- Supported review and acceptance or denial of new or renewal business.
- Identified portfolio risks resulting from client's underlying business practices, underwriting investigations or fraud exposure.
- Used critical thinking to break down problems, evaluate solutions and make decisions.
- Provided high level of assistance to help with review, classification, coding and rating of applications.
- Maintained energy and enthusiasm in fast-paced environment.
Marine Underwriter
Corpus Sigorta A.Ş.
Istanbul
01.2019 - 08.2021
- Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
- Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
- Coordinated with internal stakeholders to initiate marketing strategies and meet market penetration and business growth objectives.
- Monitored underwriting teams performance and provided mentoring to achieve personal and department production goals.
- Met with customers, agents and brokers to negotiate coverage, price and service delivery.
- Monitored underwriting teams' performance and provided mentoring to achieve personal and department production goals.
- Calculated group and individual renewal rates based on customers background, industry and demographic information.
- Determined and documented loan conditions and communicated requirements and decisions.
- Supported review, acceptance or denial of new or renewal business after carefully reviewing all information.
- Calculated group and individual renewal rates based on customers' background, industry and demographic information.
- Maintained energy and enthusiasm in fast-paced environment.
- Carried out day-to-day duties accurately and efficiently.
- Used critical thinking to break down problems, evaluate solutions and make decisions.
- Provided high level of assistance to help with review, classification, coding and rating of applications.
- Supported review and acceptance or denial of new or renewal business.
- Identified portfolio risks resulting from client's underlying business practices, underwriting investigations or fraud exposure.
Marine Underwriter
Orient Sigorta A.Ş.
Istanbul
02.2015 - 01.2019
- Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
- Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
Marine Underwriter
ECB Sigorta ve Reasürans Brokerliği Ltd. Şti.
Istanbul
08.2013 - 07.2014
- Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
- Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
- Coordinated with internal stakeholders to initiate marketing strategies and meet market penetration and business growth objectives.
- Monitored underwriting teams performance and provided mentoring to achieve personal and department production goals.
Marine Underwriter
Zurich Sigorta A.Ş.
Istanbul
09.2009 - 08.2013
- Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
- Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
- Coordinated with internal stakeholders to initiate marketing strategies and meet market penetration and business growth objectives.
- Monitored underwriting teams performance and provided mentoring to achieve personal and department production goals.
- Used critical thinking to break down problems, evaluate solutions and make decisions.
- Provided high level of assistance to help with review, classification, coding and rating of applications.
- Supported review and acceptance or denial of new or renewal business.
- Maintained energy and enthusiasm in fast-paced environment.
- Carried out day-to-day duties accurately and efficiently.
Education
Master's Degree - Maritime Transportation And Management
Istanbul Technical University
Istanbul 09.2020 - 09.2021
BBA - Business Administration
Anadolu University
Turkey 09.2008 - 08.2012
Associate Degree in Insurance - Insurance
Istanbul University
Istanbul 09.2006 - 08.2008
Associate Degree - Foreign Trade
Anadolu University
Istanbul 09.2018 - 08.2020
Skills
Loss protection
Timeline
Marine Underwriter
Hdi Sigorta A.Ş.
09.2021 - Current
Master's Degree - Maritime Transportation And Management
Istanbul Technical University
09.2020 - 09.2021
Marine Underwriter
Corpus Sigorta A.Ş.
01.2019 - 08.2021
Associate Degree - Foreign Trade
Anadolu University
09.2018 - 08.2020
Marine Underwriter
Orient Sigorta A.Ş.
02.2015 - 01.2019
Marine Underwriter
ECB Sigorta ve Reasürans Brokerliği Ltd. Şti.
08.2013 - 07.2014
Marine Underwriter
Zurich Sigorta A.Ş.
09.2009 - 08.2013
BBA - Business Administration
Anadolu University
09.2008 - 08.2012
Associate Degree in Insurance - Insurance
Istanbul University
09.2006 - 08.2008
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