Summary
Overview
Work History
Education
Skills
Software
Timeline
Generic
Viktoria Kovalchuk

Viktoria Kovalchuk

Financial Manager
Kyiv/Warsaw

Summary

Detail-oriented and proactive financial manager and accountant with over 10 years of experience in financial and accounting management across diverse sectors, including EdTech, leasing, and insurance. Skilled in budgeting, tax optimization, and financial reporting, with a strong focus on process efficiency and compliance. Proficient in using leading financial tools and software (QuickBooks, 1C, FinMAP) and experienced in coordinating with international partners and CPAs to meet complex regulatory requirements. I've successfully developed strategies minimizing liabilities for entities across Ukraine and the USA. Demonstrated ability to lead financial management with a focus on strategic growth and efficiency.

Overview

16
16
years of professional experience
3
3
Languages

Work History

Chief Financial Manager & Accountant

SmartExpert
05.2018 - 10.2024
  • Accounting and full financial management for 2 LLCs with simplified taxation regimes and 10 sole proprietorships in Ukraine; legal entity in Estonia and the USA.
  • Collaborated with tax professionals to ensure accurate and timely filing of all required documents, minimizing the risk of costly penalties or audits.
  • Enhanced financial reporting accuracy through regular audits and reconciliations, leading to improved decision-making capabilities.
  • Prepared comprehensive financial statements for executive review, aiding in effective decision-making processes regarding growth opportunities and resource allocation.
  • Analyzed budgets, financial reports and projections for accurate reporting of financial standing, enhancing accuracy in monthly budget forecasts by 15%.
  • Developed and maintained financial models for forecasting, enabling more accurate predictions of future revenue and expenses.
  • Conducted plan-fact analysis and controlled company expenditures, identifying cost-saving opportunities to improve financial efficiency.
  • Developed and optimized tax strategies for Ukrainian and American entities, ensuring regulatory compliance and minimizing liabilities.
  • Drafted and managed contracts with clients, incorporated client revisions, and coordinated with legal teams for comprehensive reviews.
  • Legal support of business for all entities.
  • Payroll and bonuses
  • Investor engagement and Due Diligence pass

Accountant

Private Entrepreneurs
03.2016 - 09.2021
  • Handled day-to-day accounting processes to drive financial accuracy.
  • Accounting of rental payments, control over timely payment
  • Invoicing, acts to tenants
  • Preparation of reports for the manager of the Rent Department
  • Reconciliation of payments
  • Work in the tax payer's office
  • Tax payment control
  • Submission of tax reporting
  • Gathered financial information, prepared documents, and closed books.

Chief Treasurer

Kyiv Treasury
09.2010 - 10.2011
  • Receipt of monthly, quarterly, and annual reports from budget institutions served by this department of the Central Treasury
  • Compilation of reports and submission to the head of the department
  • Document archiving

Chief Accountant

Oranta Sich, Insurance Company, Branch
02.2009 - 08.2010
  • Accounting and tax records of the branch of the insurance company
  • Preparation and submission of monthly, quarterly and annual reports to the Head Office, the Tax Office, the State Branch for insurance supervision
  • Accounting of insurance and reinsurance contracts
  • Payroll and payment of taxes
  • Prepared accounts for industry audits and supported audit process.
  • Maintained accurate financial records by overseeing general ledger reconciliation efforts on a monthly basis.
  • Recovering accounting process from start.

Education

Master of Management - Insurance And Risk Management

Kyiv National Economic University
Kyiv
02-2010

Master of Finance - Banking And Finance

Zaporizhzhya National Technical University
Zaporizhzhya
06-2009

Skills

Advanced financial analysis

Budgeting and financial management

Quantitative and qualitative analysis

Highly detail-oriented

Financial reporting and analysis

Costing and integration planning

Budgeting expertise

Exceptionally organized

Acquisition due diligence

Quickbooks

Tax planning

Problem-solving abilities

Software

QuickBooks, FinMAP, MEdoc, 1C

Fondy, WayforPay, Payoneer, PayPal, Stripe;

BofA, Chase, Wise; Privatbank, Monobank, Reiffeizenbank

Timeline

Chief Financial Manager & Accountant

SmartExpert
05.2018 - 10.2024

Accountant

Private Entrepreneurs
03.2016 - 09.2021

Chief Treasurer

Kyiv Treasury
09.2010 - 10.2011

Chief Accountant

Oranta Sich, Insurance Company, Branch
02.2009 - 08.2010

Master of Management - Insurance And Risk Management

Kyiv National Economic University

Master of Finance - Banking And Finance

Zaporizhzhya National Technical University
Viktoria KovalchukFinancial Manager