Serhat KAYA

• Following up the total O/S and Credit Risk
• Control and managing of the collaterals
• Remedial activities with Stage 2 and Stage 3 Customers
• Managing process of protocols and agreements
• Responsible for legal, local and international reports
• Managing the whole process of Appraisal activities
• Managing Legal processes with Company Lawyers
• Responsible for Collection, restructuring and protocols
• Customer visits and meetings
• Routine presentations for the management and Credit Committee activities
• Managing daily businesses and transactions

- Remedial activities with Stage 2 and Stage 3 Customers.
- Managing process of protocols and agreements.

- Managing Legal processes with Company Lawyers
- Customer visits and meetings.
- Payment/Condition follow up.
- Preparation of domestic and foreign reports.
- Routine presentations for the management.
- Credit Committee activities.

- Managing daily businesses and transactions
- Leading a team of 2.

( All reports and Presentations are in English )

-Reporting directly to the Board of Directors.
-Monitoring the risks of the company.
-Working on customer financials.
-Client visits.
-Branch Audits.
-Allocation of the credit lines.
-Monthly meetings with the Board of Directors.
-Weekly presentations to General Manager.
-Preparation and control of monthly reports.
-Assisting Audit department in their investigations.
-Leading a team of 2

-Managing All AR activities, payment quality, overdues, securities, guarantees and credit limits of the clients.
-Preparation of domestic and foreign reports, routine presentations for the company management.
-Managing legal processes and communications with company lawyers.
-Insurance and credit policy management.
-Client visits, financial analysis, limit granting.
-Annual/monthly budget planning/controlling with financial controllers.
-Leading a team of 4

-Preparing and presenting the credit lines to the Credit
Committee and Board of Directors.
-Client visits, financial analysis and limit granting.
-Department was concentrated on financial institutions and big construction companies.
-Leading a team of 2

-Started by 2008 March Management Trainee Program.
-Between 2008-2012 worked in sales team through branches.
-From 2012 to 2013 Assessment and controlling of commercial credits.
-Financial analysis and preparing credit lines for the Credit Committee.
-Between 2013-2014 supervising SME Segment.
-Leading a team of 2

Family Business where I learned basics of Finance and
Marketing. I was working with my father and mother when I was a student in University.
I was responsible from customer payments, relationships with the banks and follow up of companies collections.

One of two jobs in Work&Travel Program.
I was a waiter in Animations Coffe Shop at Bally's Casino.

One of two jobs in Work&Travel Program.
I was a ride operator in Steel Pier Amusement Park in TrumpTaj Mahal .