Jude Al Qawasmi
Senior Accountant
Amman
Summary
Experienced Senior Accountant with a proven track record in driving AP efficiency and leading cross-functional teams within the luxury retail and fintech sectors. Currently directing end-to-end Accounts Payable operations at Chalhoub Group, specializing in process optimization, system migrations, and high-level vendor strategy. Committed to financial accuracy, team development, and continuous improvement initiatives.
Overview
8
8
years of professional experience
3
3
Certifications
2
2
Languages
Work History
Senior Accountant
Chalhoub Group
10.2024 - Current
- Direct and oversee full end-to-end Accounts Payable operations, ensuring the accuracy and integrity of all financial entries and group compliance.
- Lead and train a specialized AP team, focusing on performance management, professional development, and adherence to international accounting standards.
- Manage high-level vendor relationships, acting as the primary point of contact for complex dispute resolutions and negotiating payment terms to optimize cash flow.
- Prepare comprehensive AP aging reports and provide data-driven insights to senior management for monthly financial forecasts and liquidity planning.
- Established internal controls and 'Three-Way Matching' protocols to prevent discrepancies and ensure 100% data integrity within the AP ledger.
- Reduced invoice processing turnaround time by 30% through the implementation of automated workflows and targeted team training initiatives.
- Maintained a 100% on-time payment record for over two years, effectively eliminating late vendor penalties and strengthening business partnerships.
- Acting as a Project Focal Point for the ongoing SAP implementation, overseeing the AP team during data migration and process mapping to ensure a seamless transition to the new ERP system.
Associate Senior Accountant
Chalhoub Group
02.2022 - 09.2024
- Executed detailed monthly vendor reconciliations and managed high-volume invoice processing across multiple business units to ensure ledger accuracy.
- Identified and resolved recurring payment discrepancies, significantly improving financial reporting reliability and vendor trust.
- Led internal and external audit preparation, providing reconciled schedules and supporting documentation to ensure zero-finding audit results.
- Generated essential liability reports and variance analysis to track departmental spending against established budgets and highlight cost-saving opportunities.
- Managed the month-end closing process for the AP module, ensuring all accruals and prepayments were accurately recorded in accordance with IFRS standards.
- Administered the Three-Way Matching process (Purchase Order, Receiving Report, and Invoice) to verify transaction validity and prevent unauthorized payments.
- Conducted Aging Analysis of outstanding liabilities, proactively identifying and clearing debit balances and long-outstanding items.
- Oversaw VAT and tax compliance for all supplier invoices, ensuring correct tax treatment and documentation for governmental filings.
- Optimized the employee expense reimbursement workflow, implementing stricter verification steps that reduced processing errors and improved reimbursement speed.
- Collaborated with the Procurement team to reconcile 'Goods Received but Not Invoiced' (GRNI) accounts, reducing the risk of unrecorded liabilities at year-end.
Accountant
HyperPay, Inc.
12.2018 - 01.2022
- Managed end-to-end supplier invoice bookings and AP entries, ensuring accurate cost-center allocation within a high-growth fintech environment.
- Handled complex bank and intercompany reconciliations across multiple entities to ensure ledger balance and data integrity.
- Tracked and analyzed revenue streams under Payment Service Provider (PSP) and Aggregate models, ensuring precise financial reporting for digital transactions.
- Streamlined the merchant settlement process, verifying transaction volumes against gateway reports to minimize payout discrepancies.
- Maintained the Fixed Asset Register, overseeing depreciation schedules and performing physical audits of company assets.
- Assisted in the preparation of monthly financial statements, providing detailed schedules for accrued expenses and prepaid accounts.
- Managed petty cash and employee reimbursements, implementing a digital tracking system that increased transparency and reduced manual errors.
Accounting Intern
USAID
07.2018 - 09.2018
- Assisted in tracking project budgets and financial records for donor-funded initiatives.
Education
Bachelor of Arts - Accounting
American University of Madaba
01.2018
Certification
Strategic Account Management – course taken at Queen's University
Timeline
Senior Accountant
Chalhoub Group
10.2024 - Current
Associate Senior Accountant
Chalhoub Group
02.2022 - 09.2024
Accountant
HyperPay, Inc.
12.2018 - 01.2022
Accounting Intern
USAID
07.2018 - 09.2018
Bachelor of Arts - Accounting
American University of Madaba