Gizem TANOREN
Treasury And Financial Institution Manager
Istanbul
Summary
I’m a finance and treasury professional with multidisciplinary experience in funding, liquidity and cash flow management, FX risk strategies, and financial operations.
My background includes working with both local and international financial institutions to structure funding, execute treasury transactions, manage financial risks, and ensure operational efficiency. I have hands-on experience with derivatives, money markets, ALCO/LCR reporting, and financial compliance.
Over the years, I’ve also contributed to digital finance and crypto-related projects — including wallet management, blockchain settlements, and system integrations.
I’m especially interested in building clear, agile, and sustainable financial processes that support both strategic goals and daily operations. Collaboration, precision, and forward-thinking are central to my approach to finance.
Overview
12
12
years of professional experience
Work History
Treasury and Financial Institution Manager
Ak Finansal Kiralama A.S.
07.2024 - Current
- In my current role, I oversee all treasury and funding activities with a focus on optimizing liquidity and managing financial risk. I work closely with both local and international banks to secure funding, review loan agreements, and negotiate credit terms. I’m also responsible for monitoring the company’s daily FX position and executing money market transactions via Takasbank.
My work involves preparing cash flow strategies aligned with business needs, supporting the implementation of hedging instruments, and maintaining regulatory reporting—especially around LCR and cost analysis. I contribute to sustainability efforts by following ESG-linked finance instruments, and I coordinate all treasury-related audits.
I also support investor-facing efforts by preparing presentations and managing official disclosures through the Public Disclosure Platform (KAP). Internally, I collaborate with accounting and tax teams to ensure all financing operations are accurately reflected. Most recently, I’ve been involved in the digitalization of treasury reporting tools to strengthen data accuracy and accessibility across teams.
Senior Financial Operation & OTC Specialist
Bitpace
07.2021 - 06.2024
- At Bitpace, I was responsible for managing the full operational cycle of crypto assets across Bitpace, Koinal, and OTC clients. I handled daily corporate cash and liquidity management, conducted system-wide reconciliations between banks, card acquirers, and liquidity providers, and monitored blockchain-based transactions using Fireblocks, Bitgo, and centralized exchanges.
I supported trade execution and customer operations, ensuring secure and efficient settlement of crypto transactions. Each month, I completed P&L calculations and handled merchant commission payouts in alignment with partner agreements. I also took an active role in platform testing (UAT) and process improvements related to Bitpace and Koinal’s treasury infrastructure.
In addition to operational responsibilities, I worked closely with compliance and risk teams to escalate suspicious activity and support fraud detection efforts. My role often required cross-functional collaboration with finance, tech, and product teams to ensure treasury operations were aligned with the company’s strategic objectives and regulatory standards.At Bitpace, I was responsible for managing the full operational cycle of crypto assets across Bitpace, Koinal, and OTC clients. I handled daily corporate cash and liquidity management, conducted system-wide reconciliations between banks, card acquirers, and liquidity providers, and monitored blockchain-based transactions using Fireblocks, Bitgo, and centralized exchanges. I supported trade execution and customer operations, ensuring secure and efficient settlement of crypto transactions. Each month, I completed P&L calculations and handled merchant commission payouts in alignment with partner agreements. I also took an active role in platform testing (UAT) and process improvements related to Bitpace and Koinal’s treasury infrastructure. In addition to operational responsibilities, I worked closely with compliance and risk teams to escalate suspicious activity and support fraud detection efforts. My role often required cross-functional collaboration with finance, tech, and product teams to ensure treasury operations were aligned with the company’s strategic objectives and regulatory standards.
Senior Financial Operations Specialist
Sisal Sans
05.2020 - 06.2021
- Assisted in the development of annual budgets, incorporating historical data and future projections for informed planning.As part of the core operational team for www.millipiyangoonline.com, I was involved in building and managing the infrastructure for payment and collection systems. I supported daily corporate cash management, performed bank reconciliations, and monitored the flow of funds across integrated banking channels.
I worked closely with financial institutions to manage partnerships, negotiate terms, and ensure the efficiency of new payment integrations. I also took a hybrid role across product, operations, and project coordination, contributing to the development of new payment channels and user journeys on both the web and mobile platforms.
My responsibilities included implementing workflow improvements, supporting regulatory reporting, and maintaining compliance with responsible gaming obligations. I also acted as the point of contact for KYC verification and managed escalations related to fraud or payment issues. On a day-to-day basis, I oversaw the execution of customer payouts and monitored transaction patterns to identify potential risk, supporting internal AML processes. - Coordinated efforts between finance team members during month-end close process to ensure timely completion.
- Consistently met deadlines for regulatory filing requirements, contributing to the company''s reputation for compliance and transparency.
- Enhanced company profitability through diligent expense tracking and budget analysis.
Authorized Treasury and FI
QNB Finansal Kiralama A.Ş.
09.2015 - 05.2018
- At QNB Finansleasing, I was responsible for overseeing the company’s daily and long-term treasury and funding activities. I prepared the daily Liquid Assets Report, tracking term and demand deposit positions across multiple domestic and international banks. Based on cash availability and operational needs, I developed and implemented the daily cash flow strategy to ensure optimal liquidity usage.
I managed outgoing payment executions by monitoring bank account balances and ensured operational efficiency across all treasury functions. I led pricing and negotiation processes for letters of guarantee and letters of credit, while actively monitoring credit lines and counterparty risk exposures.
A core part of my role was maintaining strong relationships with domestic and international correspondent banks. I also evaluated and proposed suitable derivative instruments—including IRS, CCS, FX Swaps, and Options—to hedge interest rate and currency risks, coordinating pricing with partner banks.
In addition to preparing daily, monthly, and annual cash flow reports for management, I also established the Liquidity Gap Report to support BRSA-compliant liquidity ratio (LCR) calculations. I regularly contributed reporting packages to ALCO (Asset-Liability Committee) meetings, providing strategic insight into the bank’s liquidity and funding position.
I was also responsible for managing the documentation and reporting of credit lines received under Apex Credit programs, such as loans from TSKB, TKB, AKKB SME Finance, and Eximbank.At QNB Finansleasing, I was responsible for overseeing the company’s daily and long-term treasury and funding activities. I prepared the daily Liquid Assets Report, tracking term and demand deposit positions across multiple domestic and international banks. Based on cash availability and operational needs, I developed and implemented the daily cash flow strategy to ensure optimal liquidity usage. I managed outgoing payment executions by monitoring bank account balances and ensured operational efficiency across all treasury functions. I led pricing and negotiation processes for letters of guarantee and letters of credit, while actively monitoring credit lines and counterparty risk exposures. A core part of my role was maintaining strong relationships with domestic and international correspondent banks. I also evaluated and proposed suitable derivative instruments—including IRS, CCS, FX Swaps, and Options—to hedge interest rate and currency risks, coordinating pricing with partner banks. In addition to preparing daily, monthly, and annual cash flow reports for management, I also established the Liquidity Gap Report to support BRSA-compliant liquidity ratio (LCR) calculations. I regularly contributed reporting packages to ALCO (Asset-Liability Committee) meetings, providing strategic insight into the bank’s liquidity and funding position. I was also responsible for managing the documentation and reporting of credit lines received under Apex Credit programs, such as loans from TSKB, TKB, AKKB SME Finance, and Eximbank. - Yetenekler: Bank Relationship Management · International Funding · ALCO Reporting · LCR Analysis · Cash Flow Forecasting · Derivative Instruments · Treasury Management · FX Risk Management · Compliance & Regulatory Reporting
- Self-motivated, with a strong sense of personal responsibility.
- Excellent communication skills, both verbal and written.
- Proven ability to learn quickly and adapt to new situations.
- Skilled at working independently and collaboratively in a team environment.
Finance Assistant
Dogan TV Holding A.S.
06.2013 - 09.2015
- At Doğan TV Holding, I was responsible for directing and utilizing the company’s financial resources in alignment with both strategic and operational priorities. I executed current account payables through SAP and managed the related documentation and approval workflows.
A key part of my role involved preparing daily, weekly, and annual cash flow reports to support liquidity planning and ensure sufficient coverage for ongoing obligations. I also contributed to the preparation of annual budgets and periodically revised financial forecasts to reflect changing business dynamics.
In addition to tracking actuals against budget, I supported improvements to financial reporting processes and contributed to the development of system infrastructure for more accurate and timely reporting. I managed monthly cash flow consolidation across business units and ensured the integrity of reporting delivered to senior finance leadership.
Furthermore, I maintained banking relationships and was responsible for the issuance, documentation, and tracking of letters of guarantee to support operational and commercial activities.At Doğan TV Holding, I was responsible for directing and utilizing the company’s financial resources in alignment with both strategic and operational priorities. I executed current account payables through SAP and managed the related documentation and approval workflows. A key part of my role involved preparing daily, weekly, and annual cash flow reports to support liquidity planning and ensure sufficient coverage for ongoing obligations. I also contributed to the preparation of annual budgets and periodically revised financial forecasts to reflect changing business dynamics. In addition to tracking actuals against budget, I supported improvements to financial reporting processes and contributed to the development of system infrastructure for more accurate and timely reporting. I managed monthly cash flow consolidation across business units and ensured the integrity of reporting delivered to senior finance leadership. Furthermore, I maintained banking relationships and was responsible for the issuance, documentation, and tracking of letters of guarantee to support operational and commercial activities. - Yetenekler: Bank Relationship Management · SAP (Finance Modules) · Cash Flow Forecasting · Treasury Management · FX Risk Management
- Supported the finance team by processing invoices and expense claims promptly and accurately.
- Entered financial data into company accounting system with stringent adherence to data security protocols
- Maintained accurate records of financial transactions in alignment with regulatory requirements.
- Organized budget documentation and tracked expenses to maintain tight business controls.
Education
Certificate - C1 Certificate
EC English
United Kingdom 04.2001 -
MBA -
Istanbul Commerce University
Istanbul 04.2001 -
Bachelor of Science - International Relations
Istanbul Commerce University
Istanbul 04.2001 -
Skills
- Treasury Management
- Cash Flow Forecasting
- FX Risk Management
- Bank Relationship Management
- International Funding
- LCR Analysis
- ALCO Reporting
- Derivative Instruments
- AML (Anti-Money Laundering)
- Compliance & Regulatory Reporting
- Payment Systems
- Blockchain Transactions
- Crypto Asset Operations
- SAP (Finance Modules)
Timeline
Treasury and Financial Institution Manager
Ak Finansal Kiralama A.S.
07.2024 - Current
Senior Financial Operation & OTC Specialist
Bitpace
07.2021 - 06.2024
Senior Financial Operations Specialist
Sisal Sans
05.2020 - 06.2021
Authorized Treasury and FI
QNB Finansal Kiralama A.Ş.
09.2015 - 05.2018
Finance Assistant
Dogan TV Holding A.S.
06.2013 - 09.2015
Certificate - C1 Certificate
EC English
04.2001 -
MBA -
Istanbul Commerce University
04.2001 -
Bachelor of Science - International Relations
Istanbul Commerce University
04.2001 -