Ebru Özpolat

• Maintaining a positive relationship with regulators through proactive engagement and timely responses to inquiries.
• Providing expert advice to senior management on potential risks, legal implications, and recommended solutions for complex compliance issues.
• Developing comprehensive training programs for employees, fostering a culture of compliance throughout the organization.
• Designing effective risk assessment strategies that helped identify areas where additional attention was needed to maintain full regulatory compliance.
• Establishing and updating appropriate policies and
  procedures for the company's cryptocurrency transactions.
• Identifying and assessing the risks of the company's cryptocurrency transactions and activities.
• Obtaining necessary licenses and ensuring the current licenses remain up-to-date.
• Establishing and managing effective internal control
  mechanisms for cryptocurrency transactions within the company.
• Identifying and reporting suspicious cryptocurrency
  transactions.
• Submitting periodic reports to regulatory authorities and making necessary notifications.
• Monitoring new legal regulations and developments in the
  cryptocurrency sector and updating company policies
  accordingly.

• Continually monitor and review all developments within the regulatory environment and actively develop technical

knowledge.

• Development and implementation of the AML/CTF risk

management framework to meet regulatory requirements.

• Review internal STR's and submit an external SAR/STR if required.
• Develop, maintain and implement AML policies, procedures, manuals, and programs to reflect best practice with regulatory and industry requirements.
• Work with relevant stakeholders from Lines of Business and Functions to ensure consistent and effective application, implementation, and controls to evidence full compliance with AML standards, policies and procedures.
• Provide AML subject-matter-expert advice to Lines of Business and Functions.
• Analysis of Country AML MI and external events to provide a strategic appraisal of emerging issues and recommendations.
• Design and execution of financial crime controls monitoring and testing programs.
• Arrange the delivery of training to colleagues and embed an effective risk culture within the firm.
• Responsible for responses and actions for AML audits, risk assurance reviews and track the progress of AML-owned actions with the relevant departments.
• Obtain and assess the impact of proposed regulatory changes to ensure regulatory and legislative requirements are identified, communicated and addressed as appropriate.
• Identification of regulatory risks to which the business is exposed.
• Communicate and raise awareness of compliance to business units to cultivate a compliance culture and understanding of issues imperative to compliance

• Act as trusted advisor across all levels of the organization to provide decision support on any controls, risk or ad-hoc compliance matters.
• Review the company processes in order to assess whether they are executed in compliance with related laws, legal regulations and internal procedures.
• Follow the changes at local and global guidelines and continuously engage with stakeholders from the market to align the market's practices with highest standards.
• Evaluate the risk and control environment together with the Internal Control Department and provide support in preparing the audit plan.
• Appointed MLRO in charge of the anti-money laundering (AML) policies and programmes.
• Detecting anomalies, suspicious transactions and reporting to MASAK.

• Participated in team projects, demonstrating an ability to work collaboratively and effectively.
• Provided professional services and support in a dynamic work environment.
• Developed strong communication and organizational skills through working on group projects.
• Learned and adapted quickly to new technology and software applications.
• Passionate about learning and committed to continual improvement.
• Assisted Operations team with onboarding process of retail and institutional customers.
• Participated in the design of workflows regarding EDD, Screening, PEP onboarding and exit processes.
• Worked flexible hours across night, weekend and holiday shifts.
• Gained strong leadership skills by managing projects from start to finish.
• Identified issues, analyzed information and provided solutions to problems.
• Worked closely with internal audit team to prepare for regulatory audits and provided input for GAP analysis.
• Managed full life cycle of assigned audits in alignment with departmental procedures, delivering progress as well as closing reports to senior management and clients.

• Reviewed, revised and updated compliance policies and procedures to confirm continual compliance with applicable laws.
• Developed and maintained compliance database, tracking all compliance activities and documents.
• Implemented improvement initiatives and developed compliance testing program to monitor and identify gaps in new and existing practices.
• Managed practical action plans to respond to audit discoveries and compliance violations.
• Assisted with internal and external audits to confirm compliance with applicable laws and regulations.
• Identified, investigated and documented compliance violations and recommended corrective measures.
• Investigated and documented all violations of compliance regulations to determine necessary improvements.
• Collaborated with internal and external stakeholders, auditors and legal counsel to confirm compliance with applicable laws and regulations.
• Conducted periodic Key Control Tests (KCTs) in order to investigate and document efficiencies of compliance regulations and report to ING Group Compliance in Amsterdam.
• Responded to employee inquiries regarding compliance regulations and procedures.
• Identified gaps in existing compliance processes and recommended updates.
• Developed risk assessment models to identify potential compliance risks.
• Oversaw and monitored violation tracking system for accuracy, reducing compliance and operations risk management issues.

• Worked effectively in fast-paced environments.
• Self-motivated, with a strong sense of personal responsibility.
• Completed paperwork, recognizing discrepancies and promptly addressing for resolution.
• Paid attention to detail while completing assignments.
• Gained extensive knowledge in data entry, analysis and reporting.
• Skilled at working independently and collaboratively in a team environment.
• Worked well in a team setting, providing support and guidance.

• Developed auditing program to address risks and evaluate regulatory requirements.
• Performed internal audits of financial and departmental operations, developing risk assessments and conducting process walkthroughs for compliance with documented processes.
• Identified and reported audit issues.
• Handled supervisor duties when manager was unavailable or out of office.
• Reviewed and identified risks, analyzed controls and tested compliance.
• Evaluated company's policies to determine how well standards adhered to best practices.
• Documented recommendations to improve internal controls.